Islamic banking is a rapidly growing phenomenon in the global financial markets. Muslims have always shielded away from conventional banking, as it does not conform to their religious tenets.
WHY ISLAMIC BANKING
There has always been a demand among Muslims for financial products and services that conform to the Shariah (Islamic law). Based on this demand, a number of banks all over the world have started offering products and services that are in compliance with Shariah. With an estimated size of over USD 250 billion and a growth rate of 15%, Islamic banking has now established itself as a serious business segment in the eyes of financial institutions, businesses, consumers and regulators.
Standard Chartered, with an aim to meet the unique needs of its customer, has setup an Islamic Banking Division. The bank is now offering tailor-made Shariah compliant products to its customers.
Standard Chartered employs 38,000 people in 950 locations in more than 50 countries in the Asia Pacific Region, South Asia, the Middle East, Africa, the United Kingdom and the Americas. Standard Chartered is one of the world’s most international banks, its employees representing 80 nationalities.
http://www.wahid-spcalist.blogspot.com
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Sunday, August 2, 2009
PERSONAL LOANS
If you need personal loan you can go for easy and fast approval process and compare Interest Rates than Apply for loan of your personal need. You can compare loan rates process of loan term and conditions of loan and time of repayment from all the banks and financial institutions. Compare the banks for their eligibility requirement for Personal Loans. You can compare the as per your requirement, eligibility, affordable rates and paying capability for the various loans and the bank that serves your needs the best.
Personal Loan Requirements
If you required personal loan you must not be less than 18 years old
TIME your personal loan can be according your eligibility from 1/2 years to 10 years
You must to be salaried or self employed a professional or non-professional
According to your salary or income the bank decides your personal loan amount
Personal Loan starts from 30,000 to 15 lakhs
Maximum banks requires minimum 3 years in job or employment.
Personal Loan types
Personal Loans can be given if you have 6 month’s old card credit card
If you have a proof of repaying old loan for One year
If you have securities. Up to 80% of your securities personal loans can be given
Loan can be given against your insurance policy
If you are a salaried, Personal loan given according your salary
For self business loans needs income tax return proof
Eligibility
Personal loans eligibility for Salary personals/Self Employed
Age
23 years to 65 years
Maximum age for loan repayment
57 years to 65 years
Minimum service time
3 years
Salary
Minimum 3000-10000 (Different for Banks)
Minimum employment time (Self Employed)
3-5 years
Income (Self Employed)
50000-120000 (Different for Banks)
Personal Loan Uses
Personal Loans can be used to purchase the anything required at home like consumer durables, Personal Loan given for home appliances, personal computers and softwares, coaching requirements, books and study expenses And Loan can be used in need during marriages, and other occasion in your family Personal Loans also given for tour and travel expenses
Personal Loan Repayment
Repayment of your personal loan can be paid as per your wish and options available by the bank. loan can be paid either post dated cheque/ ECS or EMI can be deducted directly from institution/Dept./Organization monthly salary.
Compare Personal loan
You must compare personal loans in terms of interest and offer given by the bank and compare the banks terms and conditions. Hidden charges are also a factor for compare of your personal loan. Compare your personal loan
EMI Calculator for personal loan
Calculate your EMI for personal loan with interest rate and period of loan.. Calculate EMI Amount
Personal Loan Requirements
If you required personal loan you must not be less than 18 years old
TIME your personal loan can be according your eligibility from 1/2 years to 10 years
You must to be salaried or self employed a professional or non-professional
According to your salary or income the bank decides your personal loan amount
Personal Loan starts from 30,000 to 15 lakhs
Maximum banks requires minimum 3 years in job or employment.
Personal Loan types
Personal Loans can be given if you have 6 month’s old card credit card
If you have a proof of repaying old loan for One year
If you have securities. Up to 80% of your securities personal loans can be given
Loan can be given against your insurance policy
If you are a salaried, Personal loan given according your salary
For self business loans needs income tax return proof
Eligibility
Personal loans eligibility for Salary personals/Self Employed
Age
23 years to 65 years
Maximum age for loan repayment
57 years to 65 years
Minimum service time
3 years
Salary
Minimum 3000-10000 (Different for Banks)
Minimum employment time (Self Employed)
3-5 years
Income (Self Employed)
50000-120000 (Different for Banks)
Personal Loan Uses
Personal Loans can be used to purchase the anything required at home like consumer durables, Personal Loan given for home appliances, personal computers and softwares, coaching requirements, books and study expenses And Loan can be used in need during marriages, and other occasion in your family Personal Loans also given for tour and travel expenses
Personal Loan Repayment
Repayment of your personal loan can be paid as per your wish and options available by the bank. loan can be paid either post dated cheque/ ECS or EMI can be deducted directly from institution/Dept./Organization monthly salary.
Compare Personal loan
You must compare personal loans in terms of interest and offer given by the bank and compare the banks terms and conditions. Hidden charges are also a factor for compare of your personal loan. Compare your personal loan
EMI Calculator for personal loan
Calculate your EMI for personal loan with interest rate and period of loan.. Calculate EMI Amount
Auto Loans: Apply for a Car Loan Today -- Fast & Free!
Auto Finance
Are you looking for an auto loan to finance your vehicle (old or new) purchase? Are the number of available options overwhelming? If so, Loans.net could be the perfect solution for all your auto loan needs.
Complete one no hassle auto applicant and receive car loan quotes from multiple lenders. When so many lenders compete to attract your business by offering attractively-packaged auto loans, the only person to benefit is you.
Even if you have bad credit, we can work with you to find an auto loan that matches your needs to the T. When you choose Loans.net, you are assured of outstanding service, the finest of nationwide lenders, and the most attractive financing terms you will ever find online or offline.
Your convenience, our goal
When you are purchasing a new car or vehicle, your time should be best spent on the purchase decision itself. We, at Loans.net, have eliminated the additional hassle of shopping for an car loan so you can focus on your vehicle purchase instead. Our process is quick and easy.
We offer the most exhaustive selection of automobile lending options for diverse individuals, including those with bad credit. You can even obtain your loan status or pre-qualification within minutes. The best part of having a pre-approval is you will not only be well-prepared, but will also have leverage while negotiating the vehicle purchase.
Professionals pick so you don't have to
How often do you purchase a vehicle? At the most once every few years, right? The world of auto financing is a very dynamic marketplace where terms, interest rates, and players change practically every day. It is simply too much to keep up with for anyone. For this very reason, our talented team of car loan experts conduct extensive research to come up with a list of attractive car loan options offered by the finest of nationwide lenders. It makes the process so much easier and safer.
With us you can compare car loans for new or used vehicles. Online loan applications and instant decisions make your life easier. On our site, you can find auto finance for a variety of options, including loans for a new car, truck, or any other type of vehicle or automobile.
http://www.loans.net/auto_loans.html
Auto Finance
Are you looking for an auto loan to finance your vehicle (old or new) purchase? Are the number of available options overwhelming? If so, Loans.net could be the perfect solution for all your auto loan needs.
Complete one no hassle auto applicant and receive car loan quotes from multiple lenders. When so many lenders compete to attract your business by offering attractively-packaged auto loans, the only person to benefit is you.
Even if you have bad credit, we can work with you to find an auto loan that matches your needs to the T. When you choose Loans.net, you are assured of outstanding service, the finest of nationwide lenders, and the most attractive financing terms you will ever find online or offline.
Your convenience, our goal
When you are purchasing a new car or vehicle, your time should be best spent on the purchase decision itself. We, at Loans.net, have eliminated the additional hassle of shopping for an car loan so you can focus on your vehicle purchase instead. Our process is quick and easy.
We offer the most exhaustive selection of automobile lending options for diverse individuals, including those with bad credit. You can even obtain your loan status or pre-qualification within minutes. The best part of having a pre-approval is you will not only be well-prepared, but will also have leverage while negotiating the vehicle purchase.
Professionals pick so you don't have to
How often do you purchase a vehicle? At the most once every few years, right? The world of auto financing is a very dynamic marketplace where terms, interest rates, and players change practically every day. It is simply too much to keep up with for anyone. For this very reason, our talented team of car loan experts conduct extensive research to come up with a list of attractive car loan options offered by the finest of nationwide lenders. It makes the process so much easier and safer.
With us you can compare car loans for new or used vehicles. Online loan applications and instant decisions make your life easier. On our site, you can find auto finance for a variety of options, including loans for a new car, truck, or any other type of vehicle or automobile.
http://www.loans.net/auto_loans.html
Loans.net allows you to find the best loan offer
As the global financial crisis continues to tighten its grip, many individuals are experiencing exceedingly difficult financial circumstances. Under such circumstances, sometimes the only short term solution is a personal or business loan.
The most challenging aspect of securing a loan, however, is the research process—having to research and compare numerous offers, providers, and a complex plethora of often confusing options. Sometimes, a competing offer could make all the difference and may even save you hundreds of dollars every month in interest payments.
Loans.net is a comprehensive FREE resource that allows you to make free comparisons between various loan offers, handpicked by our company’s talented professionals. Our strategy and secret to success is very simple: when so many loan providers and banks compete for business, our site’s users (you) benefit.
Not only can you find the best (lowest) loan interest rate on our site, you can find a loan that best matches your individual needs—personal, business, student, long term, short term, low interest, bad credit, good credit, repayment period, low monthly payment, large loan, small loan, debt consolidation, auto loans, refinance, mortgage … you name it, we have it.
As the global financial crisis continues to tighten its grip, many individuals are experiencing exceedingly difficult financial circumstances. Under such circumstances, sometimes the only short term solution is a personal or business loan.
The most challenging aspect of securing a loan, however, is the research process—having to research and compare numerous offers, providers, and a complex plethora of often confusing options. Sometimes, a competing offer could make all the difference and may even save you hundreds of dollars every month in interest payments.
Loans.net is a comprehensive FREE resource that allows you to make free comparisons between various loan offers, handpicked by our company’s talented professionals. Our strategy and secret to success is very simple: when so many loan providers and banks compete for business, our site’s users (you) benefit.
Not only can you find the best (lowest) loan interest rate on our site, you can find a loan that best matches your individual needs—personal, business, student, long term, short term, low interest, bad credit, good credit, repayment period, low monthly payment, large loan, small loan, debt consolidation, auto loans, refinance, mortgage … you name it, we have it.
Tuesday, July 21, 2009
Website Index
In order to help you find your way around the website, we have constructed this site map. The site is divided into sections, with each section listed across the top of each page.
If you can't find what you are looking for, use the search facility up in the top left corner of the page.
If you still cannot find what you are looking for, leave a post on the message board and be sure to check back regularly.
Loans & Credit Information
Consumer Credit Information
Information and advice covering aspects of applying for a loan.
Explanation of APR (Annual Percentage Rate) An explanation of the mysteries surrounding the mythical APR.
Repairing a Poor Credit History
Advice and information on methods and strategies you can utilies in order to improve a bad or adverse credit history.
Why You Need Your Credit Report
Information about how to get hold of your credit file and why you need to regularly check it.
Information on Credit Scoring
What a credit score is and why lenders use them when you apply for a loan.
Credit Report Myths & Legends
Stories and myths about credit reports and blacklists are dispelled.
Articles and Information All About Loans
Visit the All About Loans blog for loans and finance related information and news.
All About Loans Message Board and Discussion Forum
Ask questions about any aspect of loans or the loan application process on our message forum, or simply share your experiences so others may see them.
Personal Loans
Personal Finance Information
Information relating to personal finance and how to apply for it.
Personal Loans Information
Information relating to personal loans and applying for them.
Cheap Loans Information
Information relating to cheap personal loans and applying for them.
Fast Loans Information
Information relating to fast personal loans and applying for them.
Personal Secured Loans Information
Information relating to personal secured loans and applying for them.
Personal Loan Application - Homeowner
Use this if you want to apply for a personal loan and you are a homeowner
Personal Loan Application - Tenant
Use this if you want to apply for a personal loan and you are a tenant or non-homeowner
Secured Loans
Secured Loans Information
Information relating to secured loans and applying for them.
Self-employed Loans
Information relating to loans available for the self-employed or small business man.
Secured Personal Loans
Personal loans also come in the secured variety. This page has information regarding secured personal loans and how to apply for them.
Cheap Secured Loans
With every lender plying for your business with cheap secured loan offerings, it could be easy to get caught up in the maze. We show you the easy way to do it.
Secured Home Loans
How to release the equity that has built up in your home without the need for selling it or remortgaging.
Secured Homeowner Loans
Secured loans for UK homeowners, secure online application.
Fast Secured Loans
For when you want to get a secured loan quickly
Car Loans Information
Information relating to car loans and applying for them.
Secured Loans Broker
How All About loans acts as a loans broker working on your behalf to secure you the best possible rate for your loan.
Secured Loan Application
Use this if you want to apply for a secured loan and you are a homeowner.
Bad Credit Loans
Bad Credit Loans Information
Information relating to getting a loan if you have a bad credit rating. CCJ's, defaults or arrears do not mean that you cannot get a loan.
Bad Credit Secured Loans Information
Information relating to getting a secured loan if you have a bad credit rating. CCJ's, defaults or arrears do not mean that you cannot get a secured loan.
Bad Credit Homeowner Loans Information
Information relating to getting a homeowner loan if you have a bad credit rating. CCJ's, defaults or arrears do not mean that you cannot get a secured loan.
Bad Credit Consolidation Loans Information
Information relating to getting a consolidation loan if you have a bad credit rating. CCJ's, defaults or arrears do not mean that you cannot get a consolidation loan.
Bad Credit Tenant Loans Information
Information relating to getting a tenant loan if you have a bad credit rating. CCJ's, defaults or arrears do not mean that you cannot get a tenant loan.
Bad Credit Loan Application - Homeowner
Use this if you want to apply for a bad credit loan and you are a homeowner
Bad Credit Loan Application - Tenant
Use this if you want to apply for a bad credit loan and you are a tenant or non-homeowner
Debt Consolidation Loans
Debt Consolidation Loans Information
Information relating to saving money by consolidating existing high interest loans and credit into one lower monthly repayment.
Secured Debt Consolidation Loans Information
Information relating to saving money by consolidating existing high interest loans and credit into one lower monthly repayment using a secured loan.
Loan Calculator
Use this loan calculator to see how much money you could save by consolidating existing high interest loans and credit into one lower monthly repayment.
Debt Consolidation Loan Application - Homeowner
Use this if you want to apply for a debt consolidation loan and you are a homeowner
Debt Consolidation Loan Application - Tenant
Use this if you want to apply for a debt consolidation loan and you are a tenant or non-homeowner
Homeowner Loans
Homeowner Loans
Apply online for cheap homeowner loans
Home Improvement Loans
Information about home improvement loans
Homeowner Loan Application
Use this if you want to apply for a loan and you are a homeowner
Tenant Loan Application
Use this if you want to apply for a tenant loan and you are not a homeowner
Unsecured Loans
Unsecured Loans Information
Information about unsecured loans and how to apply for them.
Tenant Loans Information
Information about loans for tenants and non-homeowners and how to apply for them.
Cheap Tenant Loans Information
Information about cheap loans for tenants and non-homeowners and how to apply for them.
Compare Tenant Loans
Compare loans for tenants and non-homeowners and how to apply for them.
No credit check tenant Loans Information
Information about no credit check loans for tenants and non-homeowners and how to apply for them.
Payday Loans Information
Information about payday loans and how to apply for them.
Unsecured Loan Application - Homeowner
Use this if you want to apply for an unsecured loan and you are a homeowner
Unsecured Loan Application - Tenant
Use this if you want to apply for an unsecured loan and you are a tenant or non-homeowner
Other Loans Pages
Bank Loans
Information relating to bank loans and how to apply for them.
Best Loans
Apply for the best rate loans online.
Car Loans
Cheap UK car loans and how to apply for them.
Compare Loans
Compare secured loans online and apply for them.
Everyday Loans
Everyday loans for everday people.
Fixed Rate Loan
Information and advice on fixed rate loans.
Flexible Loans
Information and advice on flexible loans.
Guaranteed Loans
Guaranteed loans at the best rates guaranteed.
Instant Cash Loans
Instant cash loans with instant online application.
Low Cost Loans
Information relating to low cost loans and applying for them.
Low Rate Loans
Information relating to low rate loans and how to apply for them.
Lender Information Pages
Alliance Loans
Information relating to loans fron Alliance & Leicester and how to apply for them.
Abbey Loans
Information relating to Abbey loans and how to apply for them.
Barclays Loans
Information relating to Barclays loans and how to apply for them.
Black Horse Finance
Information relating to Black Horse loans and how to apply for them.
Cahoot Loans
Information and how to apply for cahoot loans.
Egg Loans
Information and how to apply for egg loans.
First Plus Loans
Information and how to apply for First Plus loans.
Halifax Loans
Information relating to Halifax loans and how to apply for them.
HSBC
Information relating to HSBC loans and how to apply for them.
Lenders and Loan Companies we use
The lenders and loan companies we use to pay out loans
Lloyds
Information relating to Lloyds loans and how to apply for them.
Nationwide Loans
Information relating to Nationwide loans and how to apply for them.
Natwest Loans
Information relating to NatWest loans and how to apply for them.
Northern Rock Loans
Information relating to Northern Rock loans and how to apply for them.
Northern Rock Loans
Information relating to Northern Rock loans and how to apply for them.
Paragon Loans
Information relating to loans from Paragon
Sanisburys Loans
Information relating to loans from Ssinsburys Bank
Swift Loans
Information relating to loans from Swift Advances
Company Information Pages
About Us
Information about who we are.
Contact Us
How you can contact us.
Frequently Asked Questions
Answers to the more commonly asked questions asked by people when looking for a personal or secured loan.
Terms of Business
What you need to know about using this site.
Privacy
All About loans privacy policy setting out how we cpature information and what we do with it in relation to the Data Protection Act.
http://www.allaboutloans.co.uk/site-index.html
Want a high speed Loan Decision?
We can tailor our Personal loans to meet your needs. So, why not find out the rate we can offer you by using our instant Personal Loan application. Apply online today and your money could be in your HSBC Bank current account straight away.*
With Cashback from HSBC, we'll refund 10% of the interest you have paid on the loan when you complete your loan repayments. This offer only applies to loans with more than 24 scheduled repayments and will not apply if the loan is repaid early by you or terminated by us. Based on a £7,000 loan over 36 months, Cashback reduces our 8.7% APR typical rate for car purchase or home improvements to an equivalent rate of 7.9% p.a.
The essentials
8.7% APR typical for Personal Loans between £7,000 and £25,000 where the loan is for car purchase or home improvements.
Instant credit decision - apply online and we'll give you an instant credit decision, with no need to complete paper documents.
Get your money immediately - if your application is agreed online we'll put the money in your account immediately, available 24/7 365 days of the year.*
Need additional money - if you already have a Personal loan with us and want to borrow more money you can now do this online.
Fixed repayment term - spread repayments equally over one to five years for Personal loans up to £15,000 or one to eight years for Personal loans £15,000 and over.
Deferred repayments - the option to defer your Personal loans repayment for the first 3 months or take a repayment holiday every January for the life of the Personal loan.**
http://www.hsbc.co.uk/1/2/personal/loans
Get an instant decision on an unsecured personal from Barclays Get your money in 3 hours if accepted Only available to existing Barclays customers!
Barclayloan Plus
With the economy undergoing a period of change, you may find it useful to have an injection of extra cash. That's why we're offering unsecured personal loans to existing Barclays customers. The online application process is quick and simple and you could have your money within 3 hours†.
What you get with our personal loans:The option to borrow from £7,500 to £25,000*
Typical 9.9% APR** with Barclayloan Plus
A price guarantee – get offered a better deal elsewhere and we'll pledge to pay the difference between your loan repayments***
Easy online application. Apply and get an answer in minutes
No arrangement or set up fees
Fixed monthly payments so you always know how much you owe
You could be eligible for a personal loan if you have:
Held a Barclays current account with us for over 12 months
Paid at least £1,000 into your account each month
Managed your account well
A good credit history
Apply for a Personal loan now Online Banking user?
Existing customer, but not registered for Online Banking? Registering is quick, simple and you can be up and running instantly
Register and apply now
Find out more aboutKey information –
Barclayloan Plus for existing customers
Key information –
Barclayloan for existing customers
http://www.barclayslowloan.co.uk
Loans For Homeowners
As the name suggests, secured loans are loans that are secured against your home. Because of this the lenders are more likely to approve your loan, no matter what your credit history. This quite often offers a better option than personal loans from a bank or other unsecured lender.
http://www.allaboutloans.co.uk/secured/
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